Month: June 2022

TrendSpider Coupon – Cost Savings You Can’t Miss

TrendSpider is definitely one of the best stock analysis tools you can get. This is one of our top recommendations for traders who need real-time data and alerts to ensure that you have received notifications. There are several plans that you can choose from at TrendSpider and you can go monthly or go for an annual subscription.

Prices aren’t the most affordable, but don’t worry because we have a solution

TrendSpider Cost – Exactly How Much Can You Save?

So, how much is Trendspider and all its analytical glory going to cost you? As mentioned, there is a choice between your monthly or annual subscription and the three price levels.


The name can be a bit confusing because the premium plan is actually the most basic. You’ve already got a lot more with just $ 39 / month or $ 33 / month ($ 396 / year) premium with annual subscription.

The premium plan is recommended for traders who are quite active but have other day job and do not focus on business full time.

The elite

Elite Plan is Trendspider’s most popular choice. This is the best choice for experienced and frequent traders as they mentioned, and costs $ 79 / month, or $ 65 / month ($ 780 / year). As you can see, the higher the price of the plan, the more savings you will get.


The final plan is for professionals and business professionals. An advanced plan would cost মো 129 / month or $ 97 / month ($ 1,164 / year). This plan unlocks all the features of TrendSpider.

All plans promise very accessible customer support via any hidden fees, phone, chat or email and even have 1-1 training!

If you go for a free trial first and then continue subscribing, TrendSpider gives you even more discounts which are equivalent to:


$ 33.15 / month or $ 28.05 / month annually.

The elite

$ 67.15 / month or $ 55.25 / month annually.


$ 109.65 / month or $ 82.45 / month annually.

TrendSpider price comparison

How does Trendspider compare to other similar services like Tradingview? Let’s have a quick breakdown.

We know there are three different levels of TrendSpider with an annual subscription of $ 33, $ 65, and $ 97 (of course prices are cheaper with our coupon codes). তিনটি 12.95, $ 24.95, and $ 49.95 for the three plans, including Tradingview’s annual sub.

We’ve got it, the trading view is much more attractive in terms of price, but is it worth what you get? After all, that’s what counts inside.

TrendSpider is definitely an option with more value. It is advanced enough for experts and professionals, while Tradingview is more recommended for new to intermediate traders. Another area where TrendSpider wins is mobile app functionality.

The TrendSpider app is intuitive and fully functional, meaning you can do anything you want on the desktop site. TradingView’s app, on the other hand, is only partially functional.

How useful investment strategies and learning resources are will depend on your needs, but again, TrendSpider is our choice. Even if you have a hard time wrapping your head around the given charts and other technical data, you can find the answer at TrendSpider University.

Trendspider analyzes more securities than TradingView. Yes, TrendSpider is more expensive, but our 10% discount code never looks good if you are serious about trading.

TrendSpider coupon discount

As we said, price is not a small deal, but we have a big deal for you. With our TrendSpider coupon code 10TS, you get 10% off any plan. Take advantage of this discount with a 7-day free trial for any plan that you can cancel or upgrade at any time.

The best thing about free trials is that you don’t get a limited version (and therefore a limited view) of what TrendSpider can do. You will have full access to all the features of the plan you have chosen for the whole week.

If you do not cancel the plan because you like what you get (and we think you will), then you will be automatically charged later. TrendSpider doesn’t bother if you decide to cancel and they make the process much easier.

You don’t have to feel pressured to commit, they implemented a 7-day trial for your benefit. You can also choose to upgrade if premium or elite plans do not provide adequate resources.

The last row

TrendSpider Cost Is It Worth It? Yes, although it may seem steep, you can take advantage of our discount link and write code 10TS to get 10% discount. Don’t feel pressured to sign up, as you can take a test spin for the first 7 days. If you do not like the feature or service, you can cancel your subscription at any time.

What is Zero Touch Provisioning?

Zero Touch Provisioning or ZTP is a method where devices are set up so that devices can be configured automatically using a switch feature. ZTP makes it easy for IT teams to quickly station network devices in a wide environment. In addition, this method eliminates most manual labor.
ZTP can be discovered on a variety of devices and devices, including routers, firewalls and network switches. The goal is to enable IT workers and network operators to install networking devices without manual intervention.
Manual configuration is a time consuming process and it also leaves room for human error. In such situations ZTP is very fast, reduces the possibility of human error and ensures continuity of configuration.
Zero Touch provisioning is also used to automate the system update process. Using scripts, ZTP integrates the configuration management platform and other tools used for configuration or update.
How Does Zero-Touch Provisioning Work?
ZTP differs in different setups; However, base requirements are always the same, including:
A network device with zero-touch provisioning.
A dynamic host configuration protocol (DHCP) or a trivial file transfer protocol (TFTP) server.
A file server
When we turn on the ZTP powered device, it immediately runs a boot file that helps set up the device’s configuration parameters. The DHCP or TFTP then sends a request from the side of the network switch to identify its images and configurations that are centrally stored. The images are then downloaded and managed. IP address and port configuration are automatically adjusted based on location requirements. The protocol easily provides the domain, gateway address and server location.
ZTP performs the basic configuration, and then, the switch can be placed in an environment where the custom configuration is changed. ZTP can use user-provided scripts to connect to configuration management platforms, such as CFEngine, Chef, Puppet, etc.
Advantages of ZTP
ZTP has several advantages; Some of them are mentioned below:
Network devices are set up automatically
Manual work takes less time, because IT time work is limited to general work only; Device booting and connection network and power cable.
• Costs are deducted, because less time is spent on manual tasks.
কম It takes less time to get the network device in operational condition.
With ZTP, updates become much easier and faster.
• The human error is almost undone.

Go seven!
Zero Touch Provisioning makes it easier for enterprises to configure and operate devices. In addition to reducing the likelihood of human error, it also reduces a lot of burden on the IT team, as with ZTP, they only have to do simple tasks like booting the device. Furthermore, ZTP automates most processes.
In the meantime, you must have declared ZTP to be the perfect provision for your company; ZTP can automate many things but moving to ZTP is not an automatic process. So, cloud service providers like TOOLS4EVER have the perfect Zero Touch provisioning solution. And with them, the process of switching to your ZTP can be automated.

Marcos is the main name of the new BIR

Philippine President-elect Ferdinand R. Marcos, the former head of the Junior Tax Collection Agency, former Bureau of Internal Revenue (BIR) Deputy Commissioner Lilia C. 7 tapped Guillermo

Incoming Press Secretary Rose Beatrix “Trixie” Cruz-Angels said: “His strong background in IT (information technology) and his nearly four decades in the BIR complement the President-elect’s goal of increasing the country’s revenue through efficient tax collection.”

Ms. Guillermo is the head of BSP’s Office of Technology and Digital Innovation, and is in charge of managing BSP’s IT modernization roadmap.

She is also credited with implementing Philippine tax computerization projects at the BIR and the Bureau of Customs (BoC), Ms Cruz-Angeles said.

Tax lawyer Romeo Lumagui Jr. has been named deputy commissioner for BIR’s operations, Ms Cruz-Angeles said.

Mr. Lumagui, a tax lawyer, has also served as the head of regional investigations for Revenue Zone No. 7B East NCR.

In December, the tax agency sent a written claim to the Marcos family for the settlement of their unpaid estate tax, which has risen to more than P200 billion due to interest.
Marcos did not answer questions about the camp’s problems.

Mr Marcos said last month that the economy would stagnate if the government’s major revenue agencies, such as the BIR and BOC, were not fixed.

“This is very, very important and we need to reduce the destructive effects of corruption in government, at least as a general rule,” he said.

Meanwhile, Mr Marcos has chosen Ricardo de Leon, a former police officer, as head of the National Intelligence Agency (NICA).

Mr. de Leon is currently the head of the Philippine Public Safety College, an educational institution for all police, fire and prison personnel. – Kyle Aristophier T. Atienja

Relationships between SME owners last 5 times longer than the national average

A new study Reveals that couples who pay together, live together, research shows that the relationship between those who currently run or run runs with their partner lasts 5 times longer than the national average.

This compares the national average of 2 years, 9 months for those who run the business together for 11 years, 4 months.

The survey found that about four out of five people say their relationship is stronger because of running a business together, and the same number think the character traits needed to run a business with a partner are the same as those based on a strong personal relationship.

When asked why working together benefits their relationship, more than three-quarters agree that they see their partner’s best qualities in running a business together. Three out of five say they are attracted to their partner’s business acumen, while about two-thirds say the arguments end quickly because they need to focus on their business.

Buckinghamshire-based relationship coach James Pryce reflects on GoDaddy’s research and offers five tips to couples who might be considering starting their own venture:

  1. Schedule regular conversations – The secret of any successful relationship is healthy and frequent communication. Whether you need feedback on your work or want to chat about what happened that day, open and honest communication is essential to your well-being.
  2. Place each other – Taking time for yourself is essential to maintaining your prudence and peace of mind. Giving your partner a chance to miss you will help your connection. Encourage their friends to see or participate in sports and activities that do not involve you. This means you will talk more later.
  3. Be each other’s cheerleaders – Constantly remind yourself that you are both on the same team. Don’t allow each other or feel like you’re competing and celebrating each other’s little wins and accomplishments. That way you will grow together and strengthen your relationship.
  4. Leave work behind – Make a deal that once you stop working you both stop for days. Don’t talk about problems or focus on anything negative. If you want to work from home, try to dedicate an area only for work. Your home should be a safe place where you can relax and unwind.
  5. Don’t forget to date – Even though you are always together, you need to make time for a quality time together as a couple. Try arranging a date night once a week where you go out somewhere new or try a new activity. It keeps things exciting and gives you something to look forward to as well as work.

“Work and home are often seen as mutually exclusive lifestyles, but that can’t be further from the truth,” Pres said. “Actually, working together can be a great way to strengthen your relationship. When you are able to successfully balance work and family responsibilities, it can show your partner that you value their contribution to your life.”

GoDaddy customer and couple Chris and Sarah Frere and Suzy and Daniel Smith shared the following observations about living and working together:

Chris and Sarah Frere, owners of Magpie, said: “Doing business together is not without its challenges, but we have seen how working together as a couple has strengthened our bond. We have become more honest because we know each other very well, and by working together we have learned how to support each other in different ways. “

Suzy and Daniel Smith, owners of Bellaby Jewelry, said: “We’ve done a great job as a team in our personal lives for over a decade and we were confident that this would be true in business too – and we were right! We like that working together doesn’t feel like hard work, our strengths complement each other perfectly, and we know how to use them for business benefits. “

Ben Law, head of GoDaddy in the UK and Ireland, said: “Through our extensive experience empowering entrepreneurs on a daily basis, we know that microbusiness owners have a deep passion for the companies they run. However, it is gratifying to see that small business owners can also find love with their partners and these relationships can be much stronger than the national average. It seems like couples are paying attention to each other, they’re really living together. “

The best place to buy gold online

Gold is usually a safe bet when the market is down. It would be nice to know that you have some relatively stable resources in the world where gas prices could reach all-time highs and unseen crises like global epidemics could spread around the world. Even if you don’t try to offset inflation and market volatility, gold is an excellent resource for diversification.

Buying gold online is one of the easiest ways to acquire precious metals (and a few more), but is it safe, and can these dealers be trusted? We’ll find out.

Why buy gold online?

Some shopping online may seem riskier than doing it from a brick-and-mortar store. After all, you can inspect the product before you fork out for money, take it home now, and you know who to look for if there’s a problem. Not to mention, this eliminates the risk of losing your product during shipping.

If you can do this in real stores, why choose online dealers?

One very interesting (and winning) point is that you usually get a cheap price online. Online boolean dealers do not have to pay rent, so they usually do not charge a premium. If they keep their inventory onsite, there are also insurance questions and the product is ready to go on a small scale.

Places like Money Metal Exchange, the real winner in our eyes, JM Bullion and Acre Gold are all online valuable metal exchanges that have received very positive reviews.

The best place to buy gold online – trusted dealer

1. Money Metal Exchange

Money Metal Exchange is our first choice for many reasons. Not only is the price of the precious metal very competitive, there is no shipping cost if you purchase a product worth more than $ 500 – which is not difficult.

You can buy precious metals, sell your existing collection, or even borrow against the gold and silver you own. One of the biggest concerns of people when buying such valuable items online is safety.

Of course, you can choose to send what you buy directly to you, but many Money Metal Exchange clients choose to save it to their metal company. Money Metal Exchange keeps everything safe in a sophisticated storage facility.

The exchange offers not only gold, but also silver, copper, platinum, rhodium and palladium. Money Metal Exchange has also won the title of Best Precious Metal Dealer of 2020, awarded by Investopedia. It has a very high rating on the Better Business Bureau website and is recognized.


  • Free shipping on $ 500+ orders
  • Very competitive price
  • Storage service
  • Many offer precious metal access
  • Invoices are insured
  • Many payment gateways
  • Starter portfolio recommendation
  • Lots of helpful resources
  • There is a buyback program


  • You can bear the transaction fee

2. JM Bullion

If for some reason you don’t want to go to the Money Metal Exchange, JM Bullion is the next best thing. This is another precious metal exchange that has received a very favorable A + rating and at least a 4-star review.

It also offers the same precious metals and uniform services as the Money Metal Exchange, but one thing that resets it and puts it in the No. 2 position is that it does not ship goods outside the United States.

However, you can take advantage of the storage system JM Bullion offer, which is free for 6 months for assets over $ 3,000!

JM Bullion’s website also has many helpful resources and it doubles as a crypto (bitcoin) exchange! It also accepts payments in Bitcoin.


  • Storage in a secure facility
  • Accepts and has crypto
  • There are supporting resources available
  • High prices
  • Buyback feature
  • Offer a range of products
  • Excellent customer service
  • Intuitive site


  • Not available outside the United States

3. Acres of gold

If for some reason our first two tips don’t reassure you, Acre will be Gold. This is a little different from your typical bullion exchange because it offers subscriptions. If you do not have the necessary funds for a full bar of gold, you can start by buying fractions!

This is a great option for beginners or those who do not have much capital. Once the full amount of the bar has been paid, Acre Gold will send it to you. There are 3 subscription plans to choose from and you can change your account as needed. But keep in mind that return is not possible once the physical product has been shipped.

Acre Gold adds some incentives for clients with referral programs and affiliate programs. If there is one thing we can ask Acre Gold to improve on is that it will offer more channels for customer support.


  • Each bar comes with a certificate of authenticity
  • Temper-clear packaging for shipping
  • Fraction purchase
  • 3 subscription plans
  • Referrals and affiliate programs
  • Low entry threshold for metal investments


  • Only email and social media customer service available


Prices are everything for most investors, but we have a treat for you. Find out what Money Metal Exchange can do for you here with our link for extra convenience. If you like JM Booleans, check them out. For those interested in buying fractions, then Acre Gold can get you here.

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Ascentra Packaging: Innovative Services, Leading Products, Sustainable Goals

Have you searched for packaging solutions and companies that specialize in their work and implement innovative services while delivering sustainable products? If your answer is yes, then your search is over Accentra packaging, Where experienced experts keep track of consumer trends, packaging design and smart technology, to create one of the best packaging product ranges in the world.

Essentra offers an innovative offer of cartons, leaflets and labels that help reduce the complexity of the supply chain and enable a seamless end-to-end service. Accentra has strong experience in improving standard packaging qualities, supported by industry-beat performance.

To learn more about the business, we sat down together Marga Romo, Head of Marketing Packaging At Essentra Packaging.

History of Manufacturing Excellence

Essentra has a long history of packaging design and manufacturing excellence, the roots of which can be traced back to 1911. From the very beginning, the business has sought to become a household name for exceptional packaging design in all its formats across the pharmaceutical, health. , And the beauty sector. In short, the company assists its customers in their business goals and their packing line process.

Since its inception, the business has grown from strength to strength by providing services to medium to large pharmaceutical businesses, brand customers and contract manufacturing companies (CMOs) across various subdivisions worldwide.

At the heart of everything is Essentra’s mission to responsibly provide customers with the products and services they need to succeed. It aims to change the world by creating a supportive difference through industrially effective innovative solutions.

Marga explains: “Our long-term growth is driven by innovation and sustainability, which is why we place such a strong focus on these components. We live our purpose, we are true to our values, and we set the goals we believe in for the future. To build a better, brighter future for all of us.

The goal of Essentra Packaging is to improve the quality of packaging and performance and to influence positive change in the market by pushing the boundaries of what quality materials can achieve. Collaboration is at the heart of Essentra Packaging, ensuring that every single packaging project meets the needs of customers and patients today, tomorrow and beyond.

Technical edge with pharmaceutical care

The enviable range of Essentra Packaging includes a diverse portfolio of packaging solutions. However, it is probably best known for its high-quality cartons, leaflets and labels in the health, pharmaceutical and beauty sectors. A tightly integrated range of innovative products and services helps customers make their lives easier by unlocking the Centra packaging more efficiently and, as a result, frees up customer groups to focus on their core business.

Marga comments, “We handle a variety of printing technologies individually – digital, offset and flexo – optimizing resources in short print run and maintaining high productivity in larger batches, enabling the company to be responsive to changing market demand.”

The combination of technologies enables Essentra Packaging to optimize and reduce production waste, contributing to its ambitious sustainability program as it seeks to be a more environmentally conscious business and supports its customers’ sustainable agenda.

Demonstrating its commitment to the pharmaceutical, health and beauty market, Essentra Packaging provides pre-serialization solutions such as clear code as well as drop-on-demand and digital technology as well as serialization solutions for clinical trial packs. Solutions with temper-clear labeling and durable board-based cartons.

Pharmaceutical consumers need to be flexible and dynamic in order to stay ahead of the fast-paced market, especially in today’s volatile business environment. It encourages Ascentra Packaging to respond to the agile customer challenges achieved through its innovative products and services.

In addition, Essentra packaging has a significant developmental focus on safety and patient engagement solutions to help pharmaceutical companies stay ahead of market demand, including ACF features, temper-evident labels and cartons, currently developing time-temperature indicator labels and booklets for clinical. Trial segment.

Adding health values

Ascentra Packaging creates packaging solutions through customer and patient lenses, ensuring that each project meets the needs of both the customer and the end-user, one of the most agile businesses. This approach helps drive real commercial value and turn packaging from a necessity to a truly commercial end.

The difference that Essentra Packaging makes for consumers is that it monitors what is happening not only in the packaging sector but also in the consumer market. These include consumer trends, regulatory and legal changes, and more. By keeping its customers ahead of the market, the company is building a powerful innovation pipeline for its next generation of printing and packaging technology.

Marga says, “Across our production site worldwide, Essentra is proud to invest in innovative packaging technology, which is critical to the ongoing success of the business. A great example is the company’s recent investment in a Landa S10 Nanographic Press at our Bradford, UK production site. This is the first such installation in the country It combines the speed and agility of digital printing with the long-term accuracy and repetition of traditional offset printing. The technology uses high-resolution ink ejectors to deliver a significant 1200dpi resolution, marking a significant new way of searching in secondary packaging.

Essentra Packaging prides itself on being an industry pioneer in technology that adds value to the healthcare, pharmaceutical and beauty markets, as evidenced by its investment track record.

Ethical business focus

Essentra maintains a strong focus on sustainability in order to positively impact the global environment through both the business practice of packaging and the product range. The business believes in adopting a ‘360-degree approach to sustainability’, which means raising its own team awareness of environmental issues, investing in sustainable technology and product design and using its expertise as a packaging leader to effectively communicate this to a wider market. .

Essentra Packaging believes that Corporate Social Responsibility (CSR) should be more than skin deep or marketing jargon – the business is committed to being a force for good in the market and aims to showcase it at every turn.

One way Essentra demonstrates its commitment to packaging sustainability is its Zero Waste to Landfill (ZWTL) initiative. This initiative is an operational philosophy to reduce the amount of waste that ends up in landfills and is found in many business cases. ZWTL is particularly important in the packaging and printing industries, where waste can be a significant problem.

The business is committed to reaching ZWTL across all of its manufacturing sites by 2030, and independent third party auditing reveals that nearly half of its profits have now reached this goal. In addition, Essentra Packaging maintains a strong focus on health and safety across all its sites and through its staff. Keeping HSE high on the agenda helps keep its teams safe in all situations, whether it’s busy manufacturing facilities or even working from home.

Essentra has an extremely strong position in the packaging business market, with an experienced team and a future-proof design philosophy. The business maintains a strong investment program in technology and digitization, which prepares Essentra packaging for the future direction of its core market.

Essentra Packaging welcomes conversations with any business in the pharmaceutical, health and beauty market who want to improve their packaging process and design sustainable packaging with safety and security in the hearts of patients and customers.

Restoring economic power under the Marcos Presidency


President-elect Ferdinand “Bambang” Marcos Jr. has announced the names of the people who will lead his economic party. They are technocrats whose skills and credibility have a demonstrated track record.

Notable among them is Dr. for the National Economic and Development Authority (NEDA). Arseno Balisakan and Dr. for the Department of Finance (DOF). Benjamin Diocono. They previously served as top economic managers during the administration of Marcos Jr.’s predecessors and are expected to steer the country’s economy in the next six years.

There has been some improvement in the Philippine economy. The Philippine Statistics Authority (PSA) recently reported that the unemployment rate fell to 5.7% in April – which translates to 2.76 million unemployed Filipinos – while the low employment rate fell to 14%, equivalent to 6.40 million Filipinos.

Moreover, according to a recent consumer expectations survey by Bangko Sentral ng Pilipinas (BSP), consumer outlook on the economy in the first quarter of 2022 has become less pessimistic as the overall confidence index has risen from -24% to -15.1%. Quarterly this feeling was attributed to the expectation of consumers for more job availability and sustainable employment, additional and higher incomes, and effective government policies and programs in the areas of quarantine restrictions, COVID-19 vaccines and financial assistance.

Despite this, the new administration faces a huge challenge to carry a record-high national debt of P12.76 trillion by the end of April. Finally fiIn the first quarter of this year, the national debt amounted to P12.70 trillion, equivalent to 63.5% of the country’s GDP. This is far from the 39.6% pre-epidemic debt to GDP ratio in 2019.

Mr Marcos Jr., of the Department of Budget and Management (DBM), urged current BSP Assistant Governor Amenah F. Pandaman to focus on the following areas in the 2023 National Expenditure Program (NEP): agriculture and food security; Climate change adaptation; Economic recovery; Improved healthcare and education; Advanced infrastructure projects, including digital infrastructure; Use of renewable energy sources; Strong tourism and job creation; And sustainable development.

Last month our institute launched the book titled Beyond the Crisis: A Strategic Agenda for the Next PresidentIt contains important recommendations on economics, governance, climate change, and foreign policy.

In a paper titled “Philippines: An Investment-led, More Sustainable Economic Growth”, former BSP deputy governor Diwa Guinigundo emphasized that “post-epidemic unemployment and inequality could threaten the long-term prospects of the economy.” Therefore, he called on the new government to shift from consumer and service-driven growth to investment-led growth.

Guinigundo emphasized that this can be achieved by promoting an interrelated set of policy responses in the following areas: the role of good private and public institutions, the need for good physical, health and digital infrastructure, green sustainable Finance, and appropriate legal measures to attract the right kind of investment.

“Increasing investment through improving the country’s investment environment can help the Philippine economy recover from the epidemic, mitigate the effects of its scars, and lay the groundwork for a healthier and more sustainable post-epidemic situation,” he wrote.

Ginigundo added, “It makes a lot of sense to attract the right kind of investment that has the highest potential for high growth and sustainability.”

Meanwhile, Philippine Institute for Development Studies (PIDS) Research Fellow Dr. Charlotte Justin Diocono-Scatat noted in her research paper that “strategies need to be better to return to inclusive growth with innovative public sector governance.” fiScale consolidation while balancing economic recovery through investment in infrastructure and human capital to stimulate inclusive growth.

Dr. Scat has given primary importance to the implementation of institutional and governance innovations across the public sector, such as investing in digitalisation.

Indeed, there is a significant difference between the incoming administration of Rodrigo Duterte in 2016 and the incoming administration of Ferdinand Marcos Jr. in 2022. In 2016, the country did not recover from the epidemic and the economy was at its best in health with a strong economy, low inflation, high employment and low national debt. This is exactly the opposite in 2022, which makes it challenging for the incoming administration of Mr. Marcos Jr.

The new administration will need all the support it can get by the end of this year and in subsequent years.

The country needs to pursue and attract more investment in order to create employment and livelihood opportunities, provide income, increase productivity and make a profit.fiT future generations.

The war between Russia and Ukraine has resulted in tightening of oil supplies and, with all external pressures fiThe scale of the global impact of the epidemic, among others, will be crucial for the recovery of all Filipinos and our country over the next six years. All sectors of society should actively participate, hold our new leaders accountable for their decisions, and focus on our all-encompassing goal of inclusive and sustainable economic recovery.

Victor Andres “Dindo” c. Manhit is the founder and CEO of Stratbase Group

UK Finance has reported a return to normal lending for SMEs

UK Finance today released its latest Business Finance Review, which reports on the financial needs of SMEs.

The latest review shows that the trend of normal borrowing across SMEs in the first quarter of 2022 has continued to return slowly. We have seen a modest increase in demand for cash flows through overdrafts and invoice finance and asset-based lending – the consequences of both. The end of the Covid-19 restriction and the significant increase in cost pressures that many businesses are now facing.

Gross debt

After a significant increase in lending from the government’s Covid-19 loan scheme in 2020/21, the demand for money has been relatively muted in the past year, with nearly £ 5 billion in gross loans per quarter from high street banks.

The total debt to SMEs in the first quarter of 2022 was £ 4.9 billion, £ 0.1 billion more than in the previous quarter.


After two years of very low demand for overdrafts, the first component of approvals this quarter has increased, 23 percent more than the previous quarter. Although growth still leaves demand far below pre-epidemic trends.


SME deposits fell 1.4 percent to £ 266 billion in the quarter. This means that SMEs continue to have access to significant deposits with a total value of £ 69 billion, or 35 percent more than in February 2020.

SMEs are going to meet the obligation to repay the loan of their government loan scheme The steady flow of government-backed debt repayment is encouraging and the response suggests that, although some businesses are lagging behind, repayment issues are not as prominent now as many initially feared.

Stephen Pegg, managing director of Commercial Finance, said: “At the beginning of the year, activity across the economy continued to expand, but SMEs began to experience a pick-up in the economic headwind. While family finances have been the subject of concern, many businesses are also dealing with more uncertainty about the rapidly rising input costs and demand outlook.

“However, the use and demand for money by SMEs in early 2022 has changed slightly. Lending as a whole was broadly stable, but there has been a moderate pick-up in the approval and use of new overdrafts, along with a steady increase in invoices and assets. – Based loan advance. This is probably a response to the reopening of all parts of the economy as well as the increase in spending pressures.

“Our data show that SMEs are paying off government-backed loans, accessed during the epidemic, but it has not significantly reduced the financial headroom available through Flex in deposits and other arrangements.”

How To Choose An Online Liquidation Company

Choosing a liquidation company is an important decision. Although it is rare to recoup your entire investment in a single sale, liquidation companies need to understand your specific needs and deliver those products. Customers who are satisfied with the services received from a liquidation company will be more likely to buy from them again. Here are some tips to help you choose the right online liquidation company. Listed below are some important aspects to consider for the wholesale liquidation palette and more.

Direct liquidation

If you are looking for a quick and easy way to sell your surplus inventory, then direct liquidation is the way to go. This online auction marketplace accepts products from Overstock, End of Life Products and Return Items. The company also renews some products to meet manufacturer standards. Many retailers go directly to Liquidation for the Wholesale Liquidation Palette. They ship to any location worldwide.

Bulq offers miscellaneous inventory of cases, palettes, trackloads and more. Their list reflects current market prices. They offer finance options and buy now options. Direct Liquidation provides customers with a variety of consumer goods, return electronics and surplus retail inventory. The company works with many large retailers such as Wal-Mart and TJ Max to ensure that all their products are 100% authentic.

The company is known for its exceptional customer service. They promise 100% clear accuracy and promise full refund if the items are not as described. Using their email listing system, shoppers can send a specific list of items and receive prices that meet their budget. In addition, the company uses reverse logistics to allow retailers to offer exclusive discounts to their customers, in order to protect their privacy. In addition, they accept returns if the items are defective or defective.

B-Stock is one of the most reliable and trusted wholesale liquidation palette companies in the United States. The company is easy to use, and it offers a variety of benefits to buyers. Their website is easy to navigate, so buyers can easily select the liquidation palette. The products that B-Stock offers include electronics, clothing and household items. These companies are known to be highly competitive.

The Continental Wholesale Liquidation Market is also gaining traction. The company’s website is user-friendly, and the departments are well organized. Moreover, the company offers various packaging options including small lot, wholesale liquidation palette and full trackload. These options are extremely convenient for both local and large companies, as they can buy at a discounted rate. However, there are some limitations to using the service.

Liquidation business

While the wholesale liquidation palette is becoming a very lucrative business option, there are some important things to keep in mind before signing up for a contract. First, liquidation stocks carry a lot of risk. You will never know if the items you are buying are in good condition. Also, you may end up with a lower resale value. To avoid such problems, be sure to look for a reliable and trustworthy company.

The minimum bidding threshold for buying liquidation stock is $ 100. Some liquidation companies may have minimum bidding requirements for their products. It is also possible to avoid the auction process completely by paying a large amount of money. However, this method requires you to sign up, and once you enter, you must pay for the purchase price via wire transfer. Direct liquidation is a great way to save money by buying liquid stocks.

When it comes to buying and selling surplus goods, direct liquidation offers many benefits. Merchandise Liquidators cater to top brand retailers as well as established retailers. These companies have warehouses all over the country and their inventory is available directly from retailers. They also offer many options for buying items in size, condition and price. There are also various shipping options including trackload and pallet. In addition to these, many other benefits of direct liquidation include the ability to accept payments via PayPal, credit cards and wire transfers.

Starting a liquidation business requires initial capital. You will not need a lot of money to get started, but you will need money to buy liquidation inventory. ASD Market Week is a great place to start as a liquidator. There are many wholesale liquidation companies in the United States, but not all of them are right for you. You may need to do some research to find out which works best for your business.


B-Stock Liquidation Marketplaces list thousands of products, making it easy to find wholesale items at the lowest prices. With a wide variety of B-stock products, there is something to suit every buyer’s needs. B-Stock includes retailers and brands such as Walmart, Unilever, Ashley Homestore, AT&T and more. You can also browse the listings and register to bid.

The service works by enabling liquidation buyers to buy directly from manufacturers and retailers. B-Stock operates private liquidation auction markets for major retailers and manufacturers. Their auctions have highly discounted overstock inventory and direct access to retailers. Inventory often starts at a fraction of its MSRP and can range from just $ 100 to thousands of dollars. Unlike auction-based sites, B-Stock has no markup fees and buyers benefit from direct access to liquidators and retailers.

When bidding, B-stock buyers must have a resale certificate. If they do not, they have a specific time to file a dispute. In addition, buyers may view purchase terms before bidding. Furthermore, they may even review the acceptable range of list inconsistencies. It helps them make the most conscious decisions. Therefore, it is important to understand how the B-Stock Marketplace works before bidding.

Liquidation merchandise sales

To be successful in selling Liquidation products, you must research the various service providers. Choose the one that will work for your needs and goals. Stick to the brand new inventory and avoid a company that sells softly used products. B Stock Wholesale Liquidation Palette is a great way to make money. This is the best way to make money by selling high quality products at an affordable price This guide will help you find the right company for your needs.

Filipinos value honesty in the workplace the most – study


Integrity is highly valued by Filipino workers According to 78% of respondents, in May 2022, a survey by Mileau Insight, a Singapore-based market research firm, surveyed Southeast Asian workers on the importance of values ​​in the workplace.

This was true within the age group (75% among professionals aged 25-34; 82% for those over 55), and the level of employment (77% for both managers and entry-level executives).

The second and third most important are quality work (71%), and quality work (70%), respectively.

The majority of respondents in the Philippines (93%) think that the values ​​of the company they work for are more important than average, according to Sonia Elysia D.

“Being a‘ good person ’is fundamental to a strong, positive work culture, as people aspire for a sense of humanity and community as part of the workplace experience and reinforce personal values ​​and ethics,” he said. “It ensures that employees feel valued and are not forced to compromise on who or what is important to them.”

Represented by surveys across four Southeast Asian (SEA) countries (Singapore, Thailand, Malaysia and the Philippines), 71% of respondents indicated that the value of the company they work for is important to them.

Although nearly half (49%) say they will not work in a job where its nature is against their values, about two-fifths (41%) indicate their willingness to do so unless it is illegal. .

“In an ideal world, you wouldn’t work in a job that conflicts with your values ​​- but leaving a job outside of policy is a rare luxury,” said Mrs. D. Said. “Authentic expressions of values ​​can put someone in a position to clash with the culture of the workplace, which is why they need to find a way to bridge the gap between their values ​​and the culture in which they work.”

The Milue Insight study also found that only 40% of respondents with a family income of less than SG $ 3,000 answered “yes” to the question “Will you work in a job where you have to go against your values ​​for its nature?”

Meanwhile, 48% of households with a household income of at least SG $ 9,000 answered “yes” to the same question.

“It simply came to our notice then that people cared a lot about ESG [environmental, social, and corporate governance] The goal is when they can afford it, ”he said.

In terms of workplace friendships, meanwhile, 64% in the Philippines say they like most or all of their coworkers (23% strongly agree; 41% somewhat agree). Three-quarters (76%) also said that their colleagues help each other. The regional averages for both points were 57% and 73%, respectively.

Voluntary resignation

Although The Great’s resignation – where employees voluntarily resign from their jobs – is more pronounced in countries like the United States, the epidemic has forced several white-collar workers in Asia-Pacific to seek a more equitable work-life balance.

CBRE, a Dallas-based real estate brokerage, reports in its 2022 market outlook that unemployment in the region has fallen. A talent war spreads.

It added that workplaces need to be designed in a way that attracts people and they like to work there.

The disruption caused by the epidemic has shed light on the causes Out of financial incentivesMercer was mentioned in the September 2021 SEA survey.

“Its challenges and feelings [Southeast Asians] Definitely real at work. Workers in the region also experience factors such as intense work hours, burnouts, increasing stress levels and a lack of job satisfaction, “said Ms. Dee.

That’s why in countries like Singapore, companies are increasing their employee recruitment efforts, flexible work arrangements, and job prosperity and reconstruction, he added.

In May 2022, the MillIn Insight survey was conducted with 1,000 recruited respondents in Singapore, Thailand, Malaysia and the Philippines.Patricia B. Mirasol